Question 1

How fast can I get cash from Speedy Cash?

Accepted Answer

In many states, same-day funding or instant funding to debit card is possible. Sometimes you may get funds via direct deposit by next business day or pick up cash at a store.

Question 2

Can I apply with bad credit?

Accepted Answer

Yes — Speedy Cash offers products aimed at borrowers with less-than-perfect credit, especially for short-term or payday loans. However, the interest rates or fees may be higher.

Question 3

What happens if I can’t repay on time?

Accepted Answer

You may incur late fees, additional interest or default penalties. Some states permit negotiating extensions, but repeated defaults can worsen your credit and financial burden.

Question 4

Is Speedy Cash legit?

Accepted Answer

Yes — Speedy Cash is a recognized lender with many stores across the U.S. and an online presence. Critics exist mostly around their high rates and aggressive practices.

Question 5

Are there hidden fees or charges?

Accepted Answer

There can be additional charges like late fees, insufficient funds fees, or default interest, depending on terms. Always read the agreement carefully.

Question 6

Can I cancel a loan after agreement?

Accepted Answer

In some jurisdictions, there may be a 'cooling-off' period allowing cancellation (before end of business day after signing). Check state/local law and the loan disclosure.